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IELTS Practice Reading: Note/Summary Completion ID: #56935 Easy Housing Benefit
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Housing Benefit

Who is eligible

You may get Housing Benefit if you pay rent and your income and capital (savings and investments) are below a certain level. You could qualify if you are out of work, or in work and earning a wage. Use the online benefits adviser to get an estimate of the benefits, including Housing Benefit, you may get.

Who isn't eligible

You cannot usually get Housing Benefit if:

• you have savings of over £16,000, unless you are getting the 'guarantee credit' of Pension Credit

• you live in the home of a close relative

• you're a full-time student (unless you're disabled or have children)

• you're an asylum seeker or are sponsored to be in the UK

Other restrictions

If you live with a partner or civil partner only one of you can get Housing Benefit.

If you're single and aged under 25 you can only get Housing Benefit for bed-sit accommodation or one room in shared accommodation.

How to check eligibility

If you think you may be eligible for Housing Benefit, the link below will let you enter details of where you live and then take you to your local authority website where you can find out more.

Important changes for people receiving Child Benefit

Child Benefit is no longer counted as income when working out how much Housing Benefit or Council Tax Benefit you can get. This means that some people currently receiving Housing Benefit and Council Tax Benefit payments will receive more benefit with which to pay their rent and council tax. In addition, some low income families may now get Housing Benefit and Council Tax Benefit as a result of this change. If you think you may now be entitled, contact your local council.

How much do you get?

If you rent a property or room from a private landlord, your Local Housing Allowance rules.

If you live in council accommodation or other social housing, same as your 'eligible' rent.

What is 'eligible' rent?

Eligible rent includes:

-rent for the accommodation

-charges for some services, such as lifts, communal laundry facilities or play areas Even if it's included in your rent, you won't get any Housing Benefit for: 

    -water charges

    -charges for heating, hot water, lighting, or cooking

    -payments for food or fuel in board and lodgings or hostels

How it's paid

If you are a council tenant, your council will pay any Housing Benefit straight into your rent account. If you're not a council tenant, your Housing Benefit will be paid:

-to you by cheque

-by Direct Payment into your bank or building society account Contact your council if you're worried about how Housing Benefit is paid. 

7 blanks 2 words max

If your savings are more than £16,000, you  receive Housing Benefit.

You may get Housing Benefit if you are a full-time student with .

When calculating Housing Benefit, Childa Benefit is not  any more.

The change to Child Benefits means that some  families may get more benefits.

Children's  are included in 'eligible' rent.

Housing Benefit will be paid into your  if you are a council tenant.

If you are not a council tenant, payments can be made by Direct Payment or .

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